Practices will naturally assume that their existing malpractice insurance will cover everything—this is an expensive mistake. But were you aware that this type insurance will not always safeguard you? For instance, let’s say that one of your staff members will miss the next two months because of an injury. Your practice makes the decision to engage a temporary stand in or locum to cover the absence. If that locum accidentally does something wrong, you’re in big trouble, because your malpractice insurance does not apply to him or her. Of course, in a case like this, the practice might end up closing its doors. What would be the solution? Surgery insurance is accessible as a means to provide cover for locums at your business. Let’s look at how you go about obtaining this vital coverage.
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